10 Reasons To Hire A Disability Attorney To Handle Your Case

Long-term disability is an unfortunate event, whether it happens due to personal injury or a serious disease. Not only are there health implications, but you may even end up losing your job and livelihood permanently. The silver lining is that you can adopt disability insurance as a risk mitigation strategy if something adverse happens. However, when it does, there is still no guarantee that you will get the rightful compensation because insurance companies are smarter than you think.

There are even legitimate claims that can be dismissed because of the confusing language in the fine print of the insurance contracts. If you feel trapped in such a situation and are desperate to get your claim, hiring a disability attorney will be the best bet. This legal professional specializes in disability cases and can help you in getting the rightful claim from the insurance company. Beyond that, they can do much more to make the legal case a hassle-free experience. Here are some reasons that you must have a disability attorney to assist you with your case.

1. They are domain experts

When it comes to resolving matters with an insurance company, things are easier said than done. These are powerful players with years of experience in the industry and strong teams of legal professionals backing them up. Without specialized legal assistance, it is practically impossible to put up a fight. They can actually use smart tactics to pay you lesser than you deserve or even end up without having to pay a dime. But a disability lawyer who is well versed with the laws and jargon of this domain can take your case in the right direction and help you get the rightful claim,

2. You need not worry about the paperwork

Applying for disability benefits means a lot of work as there are several forms that you need to fill. Besides having to fill up the policy claim document, you also need to share health records related to the disability. The entire paperwork can be complicated and daunting, considering the sheer volume that needs to be provided. Also, this has to be done carefully because missing a single document or filling them with wrong information can affect the fate of your case. Hiring a professional makes you confident as they will be always there to assist you with the paperwork.

3. They can help you with the medical assessment as well

Typically, you will need to take a comprehensive exam by a medical expert or doctor representing the insurance company. Chances are that these professionals may be biased and report a disability that is less severe that it actually is. This is a stall tactic used by the insurance agency as an aversion from giving you the claim. A lawyer can help you to deal with this concern and ensure that your compensation is not affected by a biased medical report. Not only can they assist for the ongoing cases but also for the ones in which benefits have been denied.

4. They can assist you to get the benefits fast and easy

When you experience disability, time becomes a critical aspect because your income may be disrupted. You would want the claim faster and easier to get life back on track. This is where an experienced disability attorney can help because they know the entire process forward and backward. From guiding you with the paperwork to looking after the medical information, streamlining the supportive evidence, and more, they ensure that everything is taken care of. In case the claim is denied, the lawyer can identify the problem and address it.

5. They can act as your representative at workplace

An experienced disability lawyer can even get you the chance to rejoin your workplace by convincing the employer to take you back. Jeffrey Preszler from Preszler Law of Toronto explains that accommodation of a disabled employee requires that the employer investigate the employee’s needs and how they may be accommodated. Since this is something that works in your favor, you may end up going back to work. Hence, a lawyer can act as your representative at workplace and help you get a sustainable source of income.

6. A legal brief gives you an advantage

A denied claim can leave you disheartened and hopeless but this is where engaging a disability attorney can help. They can rekindle your hopes by coming up with a compelling legal brief that can tilt the case back in your favor. Even if the insurance company has refused the claim, the brief can still persuade the judge to get the verdict that works for you. There are also chances that the company may give you the claim instead of taking the case to the court.

7. They ensure that you stick to the schedule

Typically, a disability settlement takes some time and there are several steps that you may need to go through. The schedule will be cramped, with meetings with the representatives of the insurance company, medical examinations and court dates if the case goes for legal hearings. By hiring an attorney, you can rest assured that the entire schedule is adhered with. They will also make sure that no filing deadlines are missed throughout the process.

8. They have high professional standards

High ethics and professional standards are extremely important in legal domain. By having a professional disability lawyer handling your case, these aspects will be reflected to the insurance company. This makes them realize that you are totally committed to getting your rightful claim and will leave no stone unturned to get it. They will probably take your case more seriously, which increases your chances of getting the claim faster and easier as compared to trying it on your own.

9. You feel stress-free and confident

By hiring a legal professional with the right expertise and experience, you can leave everything in their hands. This obviously makes you feel more confident and stress-free, considering that your claim is being handled by an expert. Whether it is about looking after the negotiations with the insurance company or streamlining the legal proceedings in the event of the case going into trial, they will be there to look after everything.

10. Most of them charge on contingency basis

Finance is the biggest concern for individuals filing for disability cases because they probably have no source of regular income. But the fact that a majority of disability lawyers charge on contingency basis addresses this concern to a significant extent. This means that you need to pay them only after you secure the claim, which they usually are able to get for the clients. So there is no reason to worry about their fees while the negotiations are on.

Considering these reasons that favor hiring a disability lawyer for your case, you should definitely opt for one. If you are suffering from a long-term disability, getting a rightful claim from your insurance provider can make all the difference for you and your family. So you should make all the possible efforts to get it as soon as you can to ensure a comfortable lifestyle and secure future for yourself and your family.

Since having a professional dealing with the case usually gets fast and favorable results, this is something that you must absolutely do. However, you should be very careful about choosing a skilled and experienced professional who has a good track record as well. Also, ensure that they have a humane attitude towards the clients and understand the trauma that disability brings for them and their families.